Paying the IRS

There are several ways to pay your federal tax liability, and the best option for you will depend on your individual situation. Below is a summary of available methods, along with helpful links for more information.

1. Direct Debit When E-Filing

When you e-file your return, you can choose to have your payment automatically withdrawn from your bank account (not a debit card).

  • You'll enter your bank’s routing and account numbers

  • The IRS will debit the amount on or after the due date of your return

This is one of the most convenient and secure payment options.

2. Pay by Check or Money Order

If you prefer not to use direct debit, you can pay by check or money order—whether you're e-filing or mailing your return.

  • The mailing address depends on your state of residence and whether your payment is included with the return

  • You can find the correct mailing address here: IRS Payment Addresses

3. IRS Payment Plans

If you're unable to pay in full, the IRS offers payment plan options that allow you to spread your payments over time.

Visit the IRS’s Payment Plans page to see what plans are available and to apply online.

4. Paying with Credit or Debit Cards

The IRS does not accept direct credit or debit card payments, but you can still pay using these methods through an authorized third-party provider.

Be aware that processing fees apply, as these providers charge a service fee to process the transaction.

To learn more or to make a card payment, visit:Pament Plans